Uber has changed the way we travel. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and passengers could end up injured.

This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Head and Brain Injuries: From mild concussions to severe TBIs, head injuries new york uber lawsuit can vary in severity. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Figuring Out Fault in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.

Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: When another driver causes the accident, they may be held responsible.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Not Using the App: When the driver is offline, their personal insurance is responsible.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.